AprUkTest_fp16_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
213.95 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 16 |
132.81 |
40.5078 |
132.81 |
0.00 |
81.14 |
317.26 |
40.5078 |
132.81 |
0.00 |
| 46 |
132.81 |
75.9520 |
81.14 |
51.67 |
0.00 |
265.59 |
116.4598 |
213.95 |
51.67 |
| 77 |
132.81 |
65.7017 |
0.00 |
132.81 |
0.00 |
132.78 |
182.1615 |
213.95 |
184.48 |
| 107 |
132.78 |
31.7875 |
0.00 |
132.78 |
0.00 |
0.00 |
213.9490 |
213.95 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 16, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 17 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 213.95 |
Initial cost-to-borrowing ratio: 67.44 % |
Initial APR: 2732.7 % |
| Level payment: 132.81 |
Final payment: 132.78 |
Last scheduled payment day: 107 |
| Total scheduled payments: 531.21 |
Total principal: 317.26 |
Total interest: 213.95 |
FSharp.Finance.Personal