AprUkTest_fp16_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
281.95 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 16 |
119.85 |
40.5078 |
119.85 |
0.00 |
162.10 |
317.26 |
40.5078 |
119.85 |
0.00 |
| 46 |
119.85 |
75.9520 |
119.85 |
0.00 |
42.25 |
317.26 |
116.4598 |
239.70 |
0.00 |
| 77 |
119.85 |
78.4838 |
42.25 |
77.60 |
0.00 |
239.66 |
194.9436 |
281.95 |
77.60 |
| 107 |
119.85 |
57.3746 |
0.00 |
119.85 |
0.00 |
119.81 |
252.3182 |
281.95 |
197.45 |
| 138 |
119.81 |
29.6386 |
0.00 |
119.81 |
0.00 |
0.00 |
281.9568 |
281.95 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 16, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 17 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 281.95 |
Initial cost-to-borrowing ratio: 88.87 % |
Initial APR: 2892.9 % |
| Level payment: 119.85 |
Final payment: 119.81 |
Last scheduled payment day: 138 |
| Total scheduled payments: 599.21 |
Total principal: 317.26 |
Total interest: 281.95 |
FSharp.Finance.Personal