AprUkTest_fp16_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	353.88	317.26	0.0000	0.00	0.00
16	111.86	40.5078	111.86	0.00	242.02	317.26	40.5078	111.86	0.00
46	111.86	75.9520	111.86	0.00	130.16	317.26	116.4598	223.72	0.00
77	111.86	78.4838	111.86	0.00	18.30	317.26	194.9436	335.58	0.00
107	111.86	75.9520	18.30	93.56	0.00	223.70	270.8956	353.88	93.56
138	111.86	55.3389	0.00	111.86	0.00	111.84	326.2345	353.88	205.42
169	111.84	27.6670	0.00	111.84	0.00	0.00	353.9015	353.88	317.26

Description

UK APR test amortisation schedule, first payment day 16, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 17
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. cap: total n/a; daily n/a

Initial Stats

Initial interest balance: 353.88	Initial cost-to-borrowing ratio: 111.54 %	Initial APR: 2997.9 %
Level payment: 111.86	Final payment: 111.84	Last scheduled payment day: 169
Total scheduled payments: 671.14	Total principal: 317.26	Total interest: 353.88