AprUkTest_fp17_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
217.05 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 17 |
133.58 |
43.0395 |
133.58 |
0.00 |
83.47 |
317.26 |
43.0395 |
133.58 |
0.00 |
| 47 |
133.58 |
75.9520 |
83.47 |
50.11 |
0.00 |
267.15 |
118.9915 |
217.05 |
50.11 |
| 78 |
133.58 |
66.0876 |
0.00 |
133.58 |
0.00 |
133.57 |
185.0791 |
217.05 |
183.69 |
| 108 |
133.57 |
31.9767 |
0.00 |
133.57 |
0.00 |
0.00 |
217.0558 |
217.05 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 17, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 18 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 217.05 |
Initial cost-to-borrowing ratio: 68.41 % |
Initial APR: 2666.9 % |
| Level payment: 133.58 |
Final payment: 133.57 |
Last scheduled payment day: 108 |
| Total scheduled payments: 534.31 |
Total principal: 317.26 |
Total interest: 217.05 |
FSharp.Finance.Personal