AprUkTest_fp17_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
284.92 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 17 |
120.44 |
43.0395 |
120.44 |
0.00 |
164.48 |
317.26 |
43.0395 |
120.44 |
0.00 |
| 47 |
120.44 |
75.9520 |
120.44 |
0.00 |
44.04 |
317.26 |
118.9915 |
240.88 |
0.00 |
| 78 |
120.44 |
78.4838 |
44.04 |
76.40 |
0.00 |
240.86 |
197.4753 |
284.92 |
76.40 |
| 108 |
120.44 |
57.6619 |
0.00 |
120.44 |
0.00 |
120.42 |
255.1372 |
284.92 |
196.84 |
| 139 |
120.42 |
29.7895 |
0.00 |
120.42 |
0.00 |
0.00 |
284.9267 |
284.92 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 17, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 18 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 284.92 |
Initial cost-to-borrowing ratio: 89.81 % |
Initial APR: 2815.6 % |
| Level payment: 120.44 |
Final payment: 120.42 |
Last scheduled payment day: 139 |
| Total scheduled payments: 602.18 |
Total principal: 317.26 |
Total interest: 284.92 |
FSharp.Finance.Personal