AprUkTest_fp17_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	356.78	317.26	0.0000	0.00	0.00
17	112.35	43.0395	112.35	0.00	244.43	317.26	43.0395	112.35	0.00
47	112.35	75.9520	112.35	0.00	132.08	317.26	118.9915	224.70	0.00
78	112.35	78.4838	112.35	0.00	19.73	317.26	197.4753	337.05	0.00
108	112.35	75.9520	19.73	92.62	0.00	224.64	273.4274	356.78	92.62
139	112.35	55.5714	0.00	112.35	0.00	112.29	328.9988	356.78	204.97
170	112.29	27.7783	0.00	112.29	0.00	0.00	356.7771	356.78	317.26

Description

UK APR test amortisation schedule, first payment day 17, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 18
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. cap: total n/a; daily n/a

Initial Stats

Initial interest balance: 356.78	Initial cost-to-borrowing ratio: 112.46 %	Initial APR: 2915.9 %
Level payment: 112.35	Final payment: 112.29	Last scheduled payment day: 170
Total scheduled payments: 674.04	Total principal: 317.26	Total interest: 356.78