AprUkTest_fp18_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
220.15 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 18 |
134.36 |
45.5712 |
134.36 |
0.00 |
85.79 |
317.26 |
45.5712 |
134.36 |
0.00 |
| 48 |
134.36 |
75.9520 |
85.79 |
48.57 |
0.00 |
268.69 |
121.5233 |
220.15 |
48.57 |
| 79 |
134.36 |
66.4685 |
0.00 |
134.36 |
0.00 |
134.33 |
187.9918 |
220.15 |
182.93 |
| 109 |
134.33 |
32.1586 |
0.00 |
134.33 |
0.00 |
0.00 |
220.1504 |
220.15 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 18, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 19 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 220.15 |
Initial cost-to-borrowing ratio: 69.39 % |
Initial APR: 2605.1 % |
| Level payment: 134.36 |
Final payment: 134.33 |
Last scheduled payment day: 109 |
| Total scheduled payments: 537.41 |
Total principal: 317.26 |
Total interest: 220.15 |
FSharp.Finance.Personal