AprUkTest_fp18_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
287.89 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 18 |
121.04 |
45.5712 |
121.04 |
0.00 |
166.85 |
317.26 |
45.5712 |
121.04 |
0.00 |
| 48 |
121.04 |
75.9520 |
121.04 |
0.00 |
45.81 |
317.26 |
121.5233 |
242.08 |
0.00 |
| 79 |
121.04 |
78.4838 |
45.81 |
75.23 |
0.00 |
242.03 |
200.0070 |
287.89 |
75.23 |
| 109 |
121.04 |
57.9420 |
0.00 |
121.04 |
0.00 |
120.99 |
257.9490 |
287.89 |
196.27 |
| 140 |
120.99 |
29.9305 |
0.00 |
120.99 |
0.00 |
0.00 |
287.8795 |
287.89 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 18, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 19 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 287.89 |
Initial cost-to-borrowing ratio: 90.74 % |
Initial APR: 2743 % |
| Level payment: 121.04 |
Final payment: 120.99 |
Last scheduled payment day: 140 |
| Total scheduled payments: 605.15 |
Total principal: 317.26 |
Total interest: 287.89 |
FSharp.Finance.Personal