AprUkTest_fp18_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	359.67	317.26	0.0000	0.00	0.00
18	112.83	45.5712	112.83	0.00	246.84	317.26	45.5712	112.83	0.00
48	112.83	75.9520	112.83	0.00	134.01	317.26	121.5233	225.66	0.00
79	112.83	78.4838	112.83	0.00	21.18	317.26	200.0070	338.49	0.00
109	112.83	75.9520	21.18	91.65	0.00	225.61	275.9591	359.67	91.65
140	112.83	55.8114	0.00	112.83	0.00	112.78	331.7705	359.67	204.48
171	112.78	27.8995	0.00	112.78	0.00	0.00	359.6700	359.67	317.26

Description

UK APR test amortisation schedule, first payment day 18, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 19
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. cap: total n/a; daily n/a

Initial Stats

Initial interest balance: 359.67	Initial cost-to-borrowing ratio: 113.37 %	Initial APR: 2837.3 %
Level payment: 112.83	Final payment: 112.78	Last scheduled payment day: 171
Total scheduled payments: 676.93	Total principal: 317.26	Total interest: 359.67