AprUkTest_fp19_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
223.25 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 19 |
135.13 |
48.1030 |
135.13 |
0.00 |
88.12 |
317.26 |
48.1030 |
135.13 |
0.00 |
| 49 |
135.13 |
75.9520 |
88.12 |
47.01 |
0.00 |
270.25 |
124.0550 |
223.25 |
47.01 |
| 80 |
135.13 |
66.8544 |
0.00 |
135.13 |
0.00 |
135.12 |
190.9095 |
223.25 |
182.14 |
| 110 |
135.12 |
32.3477 |
0.00 |
135.12 |
0.00 |
0.00 |
223.2572 |
223.25 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 19, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 20 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 223.25 |
Initial cost-to-borrowing ratio: 70.37 % |
Initial APR: 2545.8 % |
| Level payment: 135.13 |
Final payment: 135.12 |
Last scheduled payment day: 110 |
| Total scheduled payments: 540.51 |
Total principal: 317.26 |
Total interest: 223.25 |
FSharp.Finance.Personal