AprUkTest_fp19_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
362.58 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 19 |
113.31 |
48.1030 |
113.31 |
0.00 |
249.27 |
317.26 |
48.1030 |
113.31 |
0.00 |
| 49 |
113.31 |
75.9520 |
113.31 |
0.00 |
135.96 |
317.26 |
124.0550 |
226.62 |
0.00 |
| 80 |
113.31 |
78.4838 |
113.31 |
0.00 |
22.65 |
317.26 |
202.5388 |
339.93 |
0.00 |
| 110 |
113.31 |
75.9520 |
22.65 |
90.66 |
0.00 |
226.60 |
278.4908 |
362.58 |
90.66 |
| 141 |
113.31 |
56.0563 |
0.00 |
113.31 |
0.00 |
113.29 |
334.5471 |
362.58 |
203.97 |
| 172 |
113.29 |
28.0257 |
0.00 |
113.29 |
0.00 |
0.00 |
362.5728 |
362.58 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 19, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 20 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 362.58 |
Initial cost-to-borrowing ratio: 114.28 % |
Initial APR: 2763 % |
| Level payment: 113.31 |
Final payment: 113.29 |
Last scheduled payment day: 172 |
| Total scheduled payments: 679.84 |
Total principal: 317.26 |
Total interest: 362.58 |
FSharp.Finance.Personal