AprUkTest_fp20_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
226.35 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 20 |
135.91 |
50.6347 |
135.91 |
0.00 |
90.44 |
317.26 |
50.6347 |
135.91 |
0.00 |
| 50 |
135.91 |
75.9520 |
90.44 |
45.47 |
0.00 |
271.79 |
126.5867 |
226.35 |
45.47 |
| 81 |
135.91 |
67.2354 |
0.00 |
135.91 |
0.00 |
135.88 |
193.8222 |
226.35 |
181.38 |
| 111 |
135.88 |
32.5297 |
0.00 |
135.88 |
0.00 |
0.00 |
226.3518 |
226.35 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 20, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 21 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 226.35 |
Initial cost-to-borrowing ratio: 71.35 % |
Initial APR: 2489.9 % |
| Level payment: 135.91 |
Final payment: 135.88 |
Last scheduled payment day: 111 |
| Total scheduled payments: 543.61 |
Total principal: 317.26 |
Total interest: 226.35 |
FSharp.Finance.Personal