AprUkTest_fp20_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
293.81 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 20 |
122.22 |
50.6347 |
122.22 |
0.00 |
171.59 |
317.26 |
50.6347 |
122.22 |
0.00 |
| 50 |
122.22 |
75.9520 |
122.22 |
0.00 |
49.37 |
317.26 |
126.5867 |
244.44 |
0.00 |
| 81 |
122.22 |
78.4838 |
49.37 |
72.85 |
0.00 |
244.41 |
205.0705 |
293.81 |
72.85 |
| 111 |
122.22 |
58.5118 |
0.00 |
122.22 |
0.00 |
122.19 |
263.5823 |
293.81 |
195.07 |
| 142 |
122.19 |
30.2274 |
0.00 |
122.19 |
0.00 |
0.00 |
293.8096 |
293.81 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 20, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 21 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 293.81 |
Initial cost-to-borrowing ratio: 92.61 % |
Initial APR: 2607.5 % |
| Level payment: 122.22 |
Final payment: 122.19 |
Last scheduled payment day: 142 |
| Total scheduled payments: 611.07 |
Total principal: 317.26 |
Total interest: 293.81 |
FSharp.Finance.Personal