AprUkTest_fp20_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
365.45 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 20 |
113.79 |
50.6347 |
113.79 |
0.00 |
251.66 |
317.26 |
50.6347 |
113.79 |
0.00 |
| 50 |
113.79 |
75.9520 |
113.79 |
0.00 |
137.87 |
317.26 |
126.5867 |
227.58 |
0.00 |
| 81 |
113.79 |
78.4838 |
113.79 |
0.00 |
24.08 |
317.26 |
205.0705 |
341.37 |
0.00 |
| 111 |
113.79 |
75.9520 |
24.08 |
89.71 |
0.00 |
227.55 |
281.0226 |
365.45 |
89.71 |
| 142 |
113.79 |
56.2913 |
0.00 |
113.79 |
0.00 |
113.76 |
337.3139 |
365.45 |
203.50 |
| 173 |
113.76 |
28.1419 |
0.00 |
113.76 |
0.00 |
0.00 |
365.4558 |
365.45 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 20, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 21 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 365.45 |
Initial cost-to-borrowing ratio: 115.19 % |
Initial APR: 2692.2 % |
| Level payment: 113.79 |
Final payment: 113.76 |
Last scheduled payment day: 173 |
| Total scheduled payments: 682.71 |
Total principal: 317.26 |
Total interest: 365.45 |
FSharp.Finance.Personal