AprUkTest_fp21_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
296.76 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 21 |
122.81 |
53.1664 |
122.81 |
0.00 |
173.95 |
317.26 |
53.1664 |
122.81 |
0.00 |
| 51 |
122.81 |
75.9520 |
122.81 |
0.00 |
51.14 |
317.26 |
129.1185 |
245.62 |
0.00 |
| 82 |
122.81 |
78.4838 |
51.14 |
71.67 |
0.00 |
245.59 |
207.6023 |
296.76 |
71.67 |
| 112 |
122.81 |
58.7942 |
0.00 |
122.81 |
0.00 |
122.78 |
266.3965 |
296.76 |
194.48 |
| 143 |
122.78 |
30.3733 |
0.00 |
122.78 |
0.00 |
0.00 |
296.7698 |
296.76 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 21, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 22 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 296.76 |
Initial cost-to-borrowing ratio: 93.54 % |
Initial APR: 2544.6 % |
| Level payment: 122.81 |
Final payment: 122.78 |
Last scheduled payment day: 143 |
| Total scheduled payments: 614.02 |
Total principal: 317.26 |
Total interest: 296.76 |
FSharp.Finance.Personal