AprUkTest_fp21_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
368.34 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 21 |
114.27 |
53.1664 |
114.27 |
0.00 |
254.07 |
317.26 |
53.1664 |
114.27 |
0.00 |
| 51 |
114.27 |
75.9520 |
114.27 |
0.00 |
139.80 |
317.26 |
129.1185 |
228.54 |
0.00 |
| 82 |
114.27 |
78.4838 |
114.27 |
0.00 |
25.53 |
317.26 |
207.6023 |
342.81 |
0.00 |
| 112 |
114.27 |
75.9520 |
25.53 |
88.74 |
0.00 |
228.52 |
283.5543 |
368.34 |
88.74 |
| 143 |
114.27 |
56.5313 |
0.00 |
114.27 |
0.00 |
114.25 |
340.0856 |
368.34 |
203.01 |
| 174 |
114.25 |
28.2632 |
0.00 |
114.25 |
0.00 |
0.00 |
368.3487 |
368.34 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 21, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 22 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 368.34 |
Initial cost-to-borrowing ratio: 116.1 % |
Initial APR: 2625 % |
| Level payment: 114.27 |
Final payment: 114.25 |
Last scheduled payment day: 174 |
| Total scheduled payments: 685.60 |
Total principal: 317.26 |
Total interest: 368.34 |
FSharp.Finance.Personal