AprUkTest_fp22_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
232.57 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 22 |
137.46 |
55.6982 |
137.46 |
0.00 |
95.11 |
317.26 |
55.6982 |
137.46 |
0.00 |
| 52 |
137.46 |
75.9520 |
95.11 |
42.35 |
0.00 |
274.91 |
131.6502 |
232.57 |
42.35 |
| 83 |
137.46 |
68.0072 |
0.00 |
137.46 |
0.00 |
137.45 |
199.6574 |
232.57 |
179.81 |
| 113 |
137.45 |
32.9055 |
0.00 |
137.45 |
0.00 |
0.00 |
232.5630 |
232.57 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 22, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 23 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 232.57 |
Initial cost-to-borrowing ratio: 73.31 % |
Initial APR: 2385.6 % |
| Level payment: 137.46 |
Final payment: 137.45 |
Last scheduled payment day: 113 |
| Total scheduled payments: 549.83 |
Total principal: 317.26 |
Total interest: 232.57 |
FSharp.Finance.Personal