AprUkTest_fp22_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
371.22 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 22 |
114.75 |
55.6982 |
114.75 |
0.00 |
256.47 |
317.26 |
55.6982 |
114.75 |
0.00 |
| 52 |
114.75 |
75.9520 |
114.75 |
0.00 |
141.72 |
317.26 |
131.6502 |
229.50 |
0.00 |
| 83 |
114.75 |
78.4838 |
114.75 |
0.00 |
26.97 |
317.26 |
210.1340 |
344.25 |
0.00 |
| 113 |
114.75 |
75.9520 |
26.97 |
87.78 |
0.00 |
229.48 |
286.0860 |
371.22 |
87.78 |
| 144 |
114.75 |
56.7688 |
0.00 |
114.75 |
0.00 |
114.73 |
342.8548 |
371.22 |
202.53 |
| 175 |
114.73 |
28.3819 |
0.00 |
114.73 |
0.00 |
0.00 |
371.2367 |
371.22 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 22, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 23 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 371.22 |
Initial cost-to-borrowing ratio: 117.01 % |
Initial APR: 2561 % |
| Level payment: 114.75 |
Final payment: 114.73 |
Last scheduled payment day: 175 |
| Total scheduled payments: 688.48 |
Total principal: 317.26 |
Total interest: 371.22 |
FSharp.Finance.Personal