AprUkTest_fp23_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
235.66 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 23 |
138.24 |
58.2299 |
138.24 |
0.00 |
97.42 |
317.26 |
58.2299 |
138.24 |
0.00 |
| 53 |
138.24 |
75.9520 |
97.42 |
40.82 |
0.00 |
276.44 |
134.1819 |
235.66 |
40.82 |
| 84 |
138.24 |
68.3857 |
0.00 |
138.24 |
0.00 |
138.20 |
202.5677 |
235.66 |
179.06 |
| 114 |
138.20 |
33.0851 |
0.00 |
138.20 |
0.00 |
0.00 |
235.6528 |
235.66 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 23, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 24 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 235.66 |
Initial cost-to-borrowing ratio: 74.28 % |
Initial APR: 2336.9 % |
| Level payment: 138.24 |
Final payment: 138.20 |
Last scheduled payment day: 114 |
| Total scheduled payments: 552.92 |
Total principal: 317.26 |
Total interest: 235.66 |
FSharp.Finance.Personal