AprUkTest_fp23_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
302.70 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 23 |
124.00 |
58.2299 |
124.00 |
0.00 |
178.70 |
317.26 |
58.2299 |
124.00 |
0.00 |
| 53 |
124.00 |
75.9520 |
124.00 |
0.00 |
54.70 |
317.26 |
134.1819 |
248.00 |
0.00 |
| 84 |
124.00 |
78.4838 |
54.70 |
69.30 |
0.00 |
247.96 |
212.6657 |
302.70 |
69.30 |
| 114 |
124.00 |
59.3616 |
0.00 |
124.00 |
0.00 |
123.96 |
272.0273 |
302.70 |
193.30 |
| 145 |
123.96 |
30.6652 |
0.00 |
123.96 |
0.00 |
0.00 |
302.6926 |
302.70 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 23, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 24 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 302.70 |
Initial cost-to-borrowing ratio: 95.41 % |
Initial APR: 2428.8 % |
| Level payment: 124.00 |
Final payment: 123.96 |
Last scheduled payment day: 145 |
| Total scheduled payments: 619.96 |
Total principal: 317.26 |
Total interest: 302.70 |
FSharp.Finance.Personal