AprUkTest_fp25_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
241.86 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 25 |
139.79 |
63.2934 |
139.79 |
0.00 |
102.07 |
317.26 |
63.2934 |
139.79 |
0.00 |
| 55 |
139.79 |
75.9520 |
102.07 |
37.72 |
0.00 |
279.54 |
139.2454 |
241.86 |
37.72 |
| 86 |
139.79 |
69.1526 |
0.00 |
139.79 |
0.00 |
139.75 |
208.3980 |
241.86 |
177.51 |
| 116 |
139.75 |
33.4562 |
0.00 |
139.75 |
0.00 |
0.00 |
241.8542 |
241.86 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 25, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 26 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 241.86 |
Initial cost-to-borrowing ratio: 76.23 % |
Initial APR: 2245.5 % |
| Level payment: 139.79 |
Final payment: 139.75 |
Last scheduled payment day: 116 |
| Total scheduled payments: 559.12 |
Total principal: 317.26 |
Total interest: 241.86 |
FSharp.Finance.Personal