AprUkTest_fp25_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
379.91 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 25 |
116.20 |
63.2934 |
116.20 |
0.00 |
263.71 |
317.26 |
63.2934 |
116.20 |
0.00 |
| 55 |
116.20 |
75.9520 |
116.20 |
0.00 |
147.51 |
317.26 |
139.2454 |
232.40 |
0.00 |
| 86 |
116.20 |
78.4838 |
116.20 |
0.00 |
31.31 |
317.26 |
217.7292 |
348.60 |
0.00 |
| 116 |
116.20 |
75.9520 |
31.31 |
84.89 |
0.00 |
232.37 |
293.6812 |
379.91 |
84.89 |
| 147 |
116.20 |
57.4837 |
0.00 |
116.20 |
0.00 |
116.17 |
351.1649 |
379.91 |
201.09 |
| 178 |
116.17 |
28.7381 |
0.00 |
116.17 |
0.00 |
0.00 |
379.9031 |
379.91 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 25, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 26 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 379.91 |
Initial cost-to-borrowing ratio: 119.75 % |
Initial APR: 2387.3 % |
| Level payment: 116.20 |
Final payment: 116.17 |
Last scheduled payment day: 178 |
| Total scheduled payments: 697.17 |
Total principal: 317.26 |
Total interest: 379.91 |
FSharp.Finance.Personal