AprUkTest_fp26_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
244.97 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 26 |
140.56 |
65.8251 |
140.56 |
0.00 |
104.41 |
317.26 |
65.8251 |
140.56 |
0.00 |
| 56 |
140.56 |
75.9520 |
104.41 |
36.15 |
0.00 |
281.11 |
141.7771 |
244.97 |
36.15 |
| 87 |
140.56 |
69.5410 |
0.00 |
140.56 |
0.00 |
140.55 |
211.3181 |
244.97 |
176.71 |
| 117 |
140.55 |
33.6477 |
0.00 |
140.55 |
0.00 |
0.00 |
244.9658 |
244.97 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 26, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 27 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 244.97 |
Initial cost-to-borrowing ratio: 77.21 % |
Initial APR: 2202.7 % |
| Level payment: 140.56 |
Final payment: 140.55 |
Last scheduled payment day: 117 |
| Total scheduled payments: 562.23 |
Total principal: 317.26 |
Total interest: 244.97 |
FSharp.Finance.Personal