AprUkTest_fp27_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
248.06 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 27 |
141.34 |
68.3568 |
141.34 |
0.00 |
106.72 |
317.26 |
68.3568 |
141.34 |
0.00 |
| 57 |
141.34 |
75.9520 |
106.72 |
34.62 |
0.00 |
282.64 |
144.3089 |
248.06 |
34.62 |
| 88 |
141.34 |
69.9195 |
0.00 |
141.34 |
0.00 |
141.30 |
214.2284 |
248.06 |
175.96 |
| 118 |
141.30 |
33.8272 |
0.00 |
141.30 |
0.00 |
0.00 |
248.0556 |
248.06 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 27, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 28 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 248.06 |
Initial cost-to-borrowing ratio: 78.19 % |
Initial APR: 2161.7 % |
| Level payment: 141.34 |
Final payment: 141.30 |
Last scheduled payment day: 118 |
| Total scheduled payments: 565.32 |
Total principal: 317.26 |
Total interest: 248.06 |
FSharp.Finance.Personal