AprUkTest_fp27_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
385.69 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 27 |
117.16 |
68.3568 |
117.16 |
0.00 |
268.53 |
317.26 |
68.3568 |
117.16 |
0.00 |
| 57 |
117.16 |
75.9520 |
117.16 |
0.00 |
151.37 |
317.26 |
144.3089 |
234.32 |
0.00 |
| 88 |
117.16 |
78.4838 |
117.16 |
0.00 |
34.21 |
317.26 |
222.7927 |
351.48 |
0.00 |
| 118 |
117.16 |
75.9520 |
34.21 |
82.95 |
0.00 |
234.31 |
298.7447 |
385.69 |
82.95 |
| 149 |
117.16 |
57.9636 |
0.00 |
117.16 |
0.00 |
117.15 |
356.7083 |
385.69 |
200.11 |
| 180 |
117.15 |
28.9806 |
0.00 |
117.15 |
0.00 |
0.00 |
385.6889 |
385.69 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 27, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 28 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 385.69 |
Initial cost-to-borrowing ratio: 121.57 % |
Initial APR: 2283.6 % |
| Level payment: 117.16 |
Final payment: 117.15 |
Last scheduled payment day: 180 |
| Total scheduled payments: 702.95 |
Total principal: 317.26 |
Total interest: 385.69 |
FSharp.Finance.Personal