AprUkTest_fp28_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
251.17 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 28 |
142.11 |
70.8886 |
142.11 |
0.00 |
109.06 |
317.26 |
70.8886 |
142.11 |
0.00 |
| 58 |
142.11 |
75.9520 |
109.06 |
33.05 |
0.00 |
284.21 |
146.8406 |
251.17 |
33.05 |
| 89 |
142.11 |
70.3079 |
0.00 |
142.11 |
0.00 |
142.10 |
217.1485 |
251.17 |
175.16 |
| 119 |
142.10 |
34.0187 |
0.00 |
142.10 |
0.00 |
0.00 |
251.1672 |
251.17 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 28, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 29 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 251.17 |
Initial cost-to-borrowing ratio: 79.17 % |
Initial APR: 2122.2 % |
| Level payment: 142.11 |
Final payment: 142.10 |
Last scheduled payment day: 119 |
| Total scheduled payments: 568.43 |
Total principal: 317.26 |
Total interest: 251.17 |
FSharp.Finance.Personal