AprUkTest_fp28_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
317.51 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 28 |
126.96 |
70.8886 |
126.96 |
0.00 |
190.55 |
317.26 |
70.8886 |
126.96 |
0.00 |
| 58 |
126.96 |
75.9520 |
126.96 |
0.00 |
63.59 |
317.26 |
146.8406 |
253.92 |
0.00 |
| 89 |
126.96 |
78.4838 |
63.59 |
63.37 |
0.00 |
253.89 |
225.3244 |
317.51 |
63.37 |
| 119 |
126.96 |
60.7813 |
0.00 |
126.96 |
0.00 |
126.93 |
286.1057 |
317.51 |
190.33 |
| 150 |
126.93 |
31.3999 |
0.00 |
126.93 |
0.00 |
0.00 |
317.5056 |
317.51 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 28, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 29 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 317.51 |
Initial cost-to-borrowing ratio: 100.08 % |
Initial APR: 2181 % |
| Level payment: 126.96 |
Final payment: 126.93 |
Last scheduled payment day: 150 |
| Total scheduled payments: 634.77 |
Total principal: 317.26 |
Total interest: 317.51 |
FSharp.Finance.Personal