AprUkTest_fp29_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	393.27	317.26	0.0000	0.00	0.00
29	118.43	73.4203	118.43	0.00	274.84	317.26	73.4203	118.43	0.00
60	118.43	78.4838	118.43	0.00	156.41	317.26	151.9041	236.86	0.00
90	118.43	75.9520	118.43	0.00	37.98	317.26	227.8561	355.29	0.00
121	118.43	78.4838	37.98	80.45	0.00	236.81	306.3399	393.27	80.45
152	118.43	58.5821	0.00	118.43	0.00	118.38	364.9220	393.27	198.88
182	118.38	28.3402	0.00	118.38	0.00	0.00	393.2621	393.27	317.26

Description

UK APR test amortisation schedule, first payment day 29, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on month-end
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. cap: total n/a; daily n/a

Initial Stats

Initial interest balance: 393.27	Initial cost-to-borrowing ratio: 123.96 %	Initial APR: 2175.1 %
Level payment: 118.43	Final payment: 118.38	Last scheduled payment day: 182
Total scheduled payments: 710.53	Total principal: 317.26	Total interest: 393.27