AprUkTest_fp30_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
396.16 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 30 |
118.91 |
75.9520 |
118.91 |
0.00 |
277.25 |
317.26 |
75.9520 |
118.91 |
0.00 |
| 61 |
118.91 |
78.4838 |
118.91 |
0.00 |
158.34 |
317.26 |
154.4358 |
237.82 |
0.00 |
| 91 |
118.91 |
75.9520 |
118.91 |
0.00 |
39.43 |
317.26 |
230.3879 |
356.73 |
0.00 |
| 122 |
118.91 |
78.4838 |
39.43 |
79.48 |
0.00 |
237.78 |
308.8716 |
396.16 |
79.48 |
| 153 |
118.91 |
58.8220 |
0.00 |
118.91 |
0.00 |
118.87 |
367.6937 |
396.16 |
198.39 |
| 183 |
118.87 |
28.4575 |
0.00 |
118.87 |
0.00 |
0.00 |
396.1511 |
396.16 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 30, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-05 on 01 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 396.16 |
Initial cost-to-borrowing ratio: 124.87 % |
Initial APR: 2131.1 % |
| Level payment: 118.91 |
Final payment: 118.87 |
Last scheduled payment day: 183 |
| Total scheduled payments: 713.42 |
Total principal: 317.26 |
Total interest: 396.16 |
FSharp.Finance.Personal