AprUkTest_fp31_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
262.14 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 31 |
144.86 |
78.4838 |
144.86 |
0.00 |
117.28 |
317.26 |
78.4838 |
144.86 |
0.00 |
| 62 |
144.86 |
78.4838 |
117.28 |
27.58 |
0.00 |
289.68 |
156.9676 |
262.14 |
27.58 |
| 92 |
144.86 |
69.3494 |
0.00 |
144.86 |
0.00 |
144.82 |
226.3169 |
262.14 |
172.44 |
| 123 |
144.82 |
35.8256 |
0.00 |
144.82 |
0.00 |
0.00 |
262.1425 |
262.14 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 31, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-05 on 02 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 262.14 |
Initial cost-to-borrowing ratio: 82.63 % |
Initial APR: 2004.3 % |
| Level payment: 144.86 |
Final payment: 144.82 |
Last scheduled payment day: 123 |
| Total scheduled payments: 579.40 |
Total principal: 317.26 |
Total interest: 262.14 |
FSharp.Finance.Personal