AprUkTest_fp31_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
328.80 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 31 |
129.22 |
78.4838 |
129.22 |
0.00 |
199.58 |
317.26 |
78.4838 |
129.22 |
0.00 |
| 62 |
129.22 |
78.4838 |
129.22 |
0.00 |
70.36 |
317.26 |
156.9676 |
258.44 |
0.00 |
| 92 |
129.22 |
75.9520 |
70.36 |
58.86 |
0.00 |
258.40 |
232.9196 |
328.80 |
58.86 |
| 123 |
129.22 |
63.9230 |
0.00 |
129.22 |
0.00 |
129.18 |
296.8426 |
328.80 |
188.08 |
| 154 |
129.18 |
31.9565 |
0.00 |
129.18 |
0.00 |
0.00 |
328.7991 |
328.80 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 31, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-05 on 02 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 328.80 |
Initial cost-to-borrowing ratio: 103.64 % |
Initial APR: 2051.3 % |
| Level payment: 129.22 |
Final payment: 129.18 |
Last scheduled payment day: 154 |
| Total scheduled payments: 646.06 |
Total principal: 317.26 |
Total interest: 328.80 |
FSharp.Finance.Personal