AprUkTest_fp31_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	399.03	317.26	0.0000	0.00	0.00
31	119.39	78.4838	119.39	0.00	279.64	317.26	78.4838	119.39	0.00
62	119.39	78.4838	119.39	0.00	160.25	317.26	156.9676	238.78	0.00
92	119.39	75.9520	119.39	0.00	40.86	317.26	232.9196	358.17	0.00
123	119.39	78.4838	40.86	78.53	0.00	238.73	311.4034	399.03	78.53
154	119.39	59.0570	0.00	119.39	0.00	119.34	370.4604	399.03	197.92
184	119.34	28.5700	0.00	119.34	0.00	0.00	399.0304	399.03	317.26

Description

UK APR test amortisation schedule, first payment day 31, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-05 on 02
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. cap: total n/a; daily n/a

Initial Stats

Initial interest balance: 399.03	Initial cost-to-borrowing ratio: 125.77 %	Initial APR: 2088.7 %
Level payment: 119.39	Final payment: 119.34	Last scheduled payment day: 184
Total scheduled payments: 716.29	Total principal: 317.26	Total interest: 399.03