AprUkTest_fp32_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
265.25 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 32 |
145.63 |
81.0155 |
145.63 |
0.00 |
119.62 |
317.26 |
81.0155 |
145.63 |
0.00 |
| 63 |
145.63 |
78.4838 |
119.62 |
26.01 |
0.00 |
291.25 |
159.4993 |
265.25 |
26.01 |
| 93 |
145.63 |
69.7253 |
0.00 |
145.63 |
0.00 |
145.62 |
229.2245 |
265.25 |
171.64 |
| 124 |
145.62 |
36.0235 |
0.00 |
145.62 |
0.00 |
0.00 |
265.2480 |
265.25 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 32, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-05 on 03 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 265.25 |
Initial cost-to-borrowing ratio: 83.61 % |
Initial APR: 1970.8 % |
| Level payment: 145.63 |
Final payment: 145.62 |
Last scheduled payment day: 124 |
| Total scheduled payments: 582.51 |
Total principal: 317.26 |
Total interest: 265.25 |
FSharp.Finance.Personal