AprUkTest_fp32_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
401.93 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 32 |
119.87 |
81.0155 |
119.87 |
0.00 |
282.06 |
317.26 |
81.0155 |
119.87 |
0.00 |
| 63 |
119.87 |
78.4838 |
119.87 |
0.00 |
162.19 |
317.26 |
159.4993 |
239.74 |
0.00 |
| 93 |
119.87 |
75.9520 |
119.87 |
0.00 |
42.32 |
317.26 |
235.4513 |
359.61 |
0.00 |
| 124 |
119.87 |
78.4838 |
42.32 |
77.55 |
0.00 |
239.71 |
313.9351 |
401.93 |
77.55 |
| 155 |
119.87 |
59.2995 |
0.00 |
119.87 |
0.00 |
119.84 |
373.2346 |
401.93 |
197.42 |
| 185 |
119.84 |
28.6897 |
0.00 |
119.84 |
0.00 |
0.00 |
401.9243 |
401.93 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 32, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-05 on 03 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 401.93 |
Initial cost-to-borrowing ratio: 126.69 % |
Initial APR: 2048.2 % |
| Level payment: 119.87 |
Final payment: 119.84 |
Last scheduled payment day: 185 |
| Total scheduled payments: 719.19 |
Total principal: 317.26 |
Total interest: 401.93 |
FSharp.Finance.Personal