InterestFirstTest018

Day	Datestamp	Advances	Scheduled payment	Window	Payment due	Actual payments	Net effect	Payment status	Balance status	Actuarial interest	New interest	Interest portion	Principal portion	Interest balance	Principal balance	Settlement figure
0	2023-09-22	740.00	n/a	0	0.00	n/a	0.00	none scheduled	open	0.0000	0.0000	0.00	0.00	0.0000	740.00	740.00
14	2023-10-06	n/a	original 330.04	1	330.04	330.04 failed 330.04 failed 330.04 failed	0.00	missed payment	open	82.8800	82.8800	0.00	0.00	82.8800	740.00	822.88
37	2023-10-29	n/a	original 330.04 cancelled	2	0.00	n/a	0.00	nothing due	open	136.1600	136.1600	0.00	0.00	219.0400	740.00	959.04
42	2023-11-03	n/a	rescheduled 200.00	3	200.00	200.00 failed confirmed 200.00	200.00	payment made	open	29.6000	29.6000	200.00	0.00	48.6400	740.00	788.64
49	2023-11-10	n/a	rescheduled 200.00	4	200.00	n/a	0.00	missed payment	open	41.4400	41.4400	0.00	0.00	90.0800	740.00	830.08
56	2023-11-17	n/a	r 200.00 50.00	5	50.00	50.00 failed confirmed 50.00	50.00	payment made	open	41.4400	41.4400	50.00	0.00	81.5200	740.00	821.52
63	2023-11-24	n/a	rescheduled 200.00	6	200.00	n/a	0.00	missed payment	open	41.4400	41.4400	0.00	0.00	122.9600	740.00	862.96
68	2023-11-29	n/a	original 330.04 cancelled	7	0.00	n/a	0.00	nothing due	open	29.6000	29.6000	0.00	0.00	152.5600	740.00	892.56
70	2023-12-01	n/a	rescheduled 200.00	8	200.00	n/a	0.00	missed payment	open	11.8400	11.8400	0.00	0.00	164.4000	740.00	904.40
77	2023-12-08	n/a	rescheduled 200.00	9	200.00	n/a	0.00	missed payment	open	41.4400	41.4400	0.00	0.00	205.8400	740.00	945.84
84	2023-12-15	n/a	rescheduled 200.00	10	200.00	n/a	0.00	missed payment	open	41.4400	41.4400	0.00	0.00	247.2800	740.00	987.28
86	2023-12-17	n/a	rescheduled 50.00	11	50.00	50.00 failed 50.00 failed 50.00 failed	0.00	missed payment	open	11.8400	11.8400	0.00	0.00	259.1200	740.00	999.12
89	2023-12-20	n/a	n/a	11	0.00	50.00 failed 50.00 failed 50.00 failed	0.00	nothing due	open	17.7600	17.7600	0.00	0.00	276.8800	740.00	1,016.88
91	2023-12-22	n/a	rescheduled 80.00	12	80.00	n/a	0.00	missed payment	open	11.8400	11.8400	0.00	0.00	288.7200	740.00	1,028.72
92	2023-12-23	n/a	n/a	12	0.00	50.00 failed 50.00 failed 50.00 failed	0.00	nothing due	open	5.9200	5.9200	0.00	0.00	294.6400	740.00	1,034.64
98	2023-12-29	n/a	original 330.04 cancelled	13	0.00	n/a	0.00	nothing due	open	35.5200	35.5200	0.00	0.00	330.1600	740.00	1,070.16
117	2024-01-17	n/a	rescheduled 50.00	14	50.00	n/a	0.00	missed payment	open	112.4800	112.4800	0.00	0.00	442.6400	740.00	1,182.64
119	2024-01-19	n/a	rescheduled 35.00	15	35.00	35.00 failed 35.00 failed 35.00 failed	0.00	missed payment	open	11.8400	11.8400	0.00	0.00	454.4800	740.00	1,194.48
122	2024-01-22	n/a	n/a	15	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	17.7600	17.7600	0.00	0.00	472.2400	740.00	1,212.24
125	2024-01-25	n/a	n/a	15	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	17.7600	17.7600	0.00	0.00	490.0000	740.00	1,230.00
126	2024-01-26	n/a	rescheduled 35.00	16	35.00	35.00 failed 35.00 failed 35.00 failed	0.00	missed payment	open	0.0000	0.0000	0.00	0.00	490.0000	740.00	1,230.00
129	2024-01-29	n/a	n/a	16	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	490.0000	740.00	1,230.00
132	2024-02-01	n/a	n/a	16	0.00	35.00 failed 35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	490.0000	740.00	1,230.00
133	2024-02-02	n/a	rescheduled 35.00	17	35.00	35.00 failed confirmed 35.00 35.00 failed	35.00	payment made	open	0.0000	0.0000	35.00	0.00	455.0000	740.00	1,195.00
136	2024-02-05	n/a	n/a	17	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	455.0000	740.00	1,195.00
139	2024-02-08	n/a	n/a	17	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	455.0000	740.00	1,195.00
140	2024-02-09	n/a	rescheduled 35.00	18	35.00	35.00 failed 35.00 failed 35.00 failed	0.00	paid later in full	open	0.0000	0.0000	0.00	0.00	455.0000	740.00	1,195.00
143	2024-02-12	n/a	n/a	18	0.00	35.00 failed confirmed 35.00 confirmed 35.00	70.00	extra payment	open	0.0000	0.0000	70.00	0.00	385.0000	740.00	1,125.00
146	2024-02-15	n/a	n/a	18	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	385.0000	740.00	1,125.00
147	2024-02-16	n/a	rescheduled 35.00	19	35.00	35.00 failed 35.00 failed confirmed 35.00	35.00	payment made	open	0.0000	0.0000	35.00	0.00	350.0000	740.00	1,090.00
148	2024-02-17	n/a	rescheduled 50.00	20	50.00	n/a	0.00	missed payment	open	0.0000	0.0000	0.00	0.00	350.0000	740.00	1,090.00
150	2024-02-19	n/a	n/a	20	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	350.0000	740.00	1,090.00
153	2024-02-22	n/a	n/a	20	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	350.0000	740.00	1,090.00
154	2024-02-23	n/a	rescheduled 35.00	21	35.00	35.00 failed confirmed 35.00 confirmed 35.00	70.00	overpayment	open	0.0000	0.0000	70.00	0.00	280.0000	740.00	1,020.00
161	2024-03-01	n/a	rescheduled 35.00	22	35.00	35.00 failed 35.00 failed 35.00 failed	0.00	paid later in full	open	0.0000	0.0000	0.00	0.00	280.0000	740.00	1,020.00
164	2024-03-04	n/a	n/a	22	0.00	confirmed 35.00	35.00	extra payment	open	0.0000	0.0000	35.00	0.00	245.0000	740.00	985.00
168	2024-03-08	n/a	rescheduled 35.00	23	35.00	35.00 failed 35.00 failed 35.00 failed	0.00	missed payment	open	0.0000	0.0000	0.00	0.00	245.0000	740.00	985.00
171	2024-03-11	n/a	n/a	23	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	245.0000	740.00	985.00
174	2024-03-14	n/a	n/a	23	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	245.0000	740.00	985.00
175	2024-03-15	n/a	rescheduled 35.00	24	35.00	35.00 failed confirmed 35.00 confirmed 35.00	70.00	overpayment	open	0.0000	0.0000	70.00	0.00	175.0000	740.00	915.00
177	2024-03-17	n/a	rescheduled 150.00	25	150.00	n/a	0.00	missed payment	open	0.0000	0.0000	0.00	0.00	175.0000	740.00	915.00
182	2024-03-22	n/a	rescheduled 35.00	26	35.00	35.00 failed 35.00 failed confirmed 35.00	35.00	payment made	open	0.0000	0.0000	35.00	0.00	140.0000	740.00	880.00
189	2024-03-29	n/a	rescheduled 35.00	27	35.00	35.00 failed confirmed 35.00	35.00	payment made	open	0.0000	0.0000	35.00	0.00	105.0000	740.00	845.00
196	2024-04-05	n/a	rescheduled 35.00	28	35.00	35.00 failed 35.00 failed 35.00 failed	0.00	missed payment	open	0.0000	0.0000	0.00	0.00	105.0000	740.00	845.00
199	2024-04-08	n/a	n/a	28	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	105.0000	740.00	845.00
202	2024-04-11	n/a	n/a	28	0.00	35.00 failed 35.00 failed 35.00 failed	0.00	nothing due	open	0.0000	0.0000	0.00	0.00	105.0000	740.00	845.00
203	2024-04-12	n/a	rescheduled 35.00	29	35.00	35.00 failed confirmed 35.00 35.00 failed	35.00	payment made	open	0.0000	0.0000	35.00	0.00	70.0000	740.00	810.00
206	2024-04-15	n/a	n/a	29	0.00	35.00 failed 35.00 failed confirmed 35.00	35.00	extra payment	open	0.0000	0.0000	35.00	0.00	35.0000	740.00	775.00
208	2024-04-17	n/a	rescheduled 150.00	30	150.00	n/a	0.00	missed payment	open	0.0000	0.0000	0.00	0.00	35.0000	740.00	775.00
210	2024-04-19	n/a	rescheduled 35.00	31	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	35.00	0.00	0.0000	740.00	740.00
217	2024-04-26	n/a	rescheduled 35.00	32	35.00	35.00 failed confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	705.00	705.00
224	2024-05-03	n/a	rescheduled 35.00	33	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	670.00	670.00
231	2024-05-10	n/a	rescheduled 35.00	34	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	635.00	635.00
238	2024-05-17	n/a	r 150.00 35.00	35	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	600.00	600.00
245	2024-05-24	n/a	rescheduled 35.00	36	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	565.00	565.00
252	2024-05-31	n/a	rescheduled 35.00	37	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	530.00	530.00
259	2024-06-07	n/a	rescheduled 35.00	38	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	495.00	495.00
266	2024-06-14	n/a	rescheduled 35.00	39	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	460.00	460.00
269	2024-06-17	n/a	rescheduled 150.00	40	150.00	n/a	0.00	missed payment	open	0.0000	0.0000	0.00	0.00	0.0000	460.00	460.00
273	2024-06-21	n/a	rescheduled 35.00	41	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	425.00	425.00
280	2024-06-28	n/a	rescheduled 35.00	42	35.00	35.00 failed confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	390.00	390.00
287	2024-07-05	n/a	rescheduled 35.00	43	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	355.00	355.00
294	2024-07-12	n/a	rescheduled 35.00	44	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	320.00	320.00
299	2024-07-17	n/a	rescheduled 150.00	45	150.00	n/a	0.00	missed payment	open	0.0000	0.0000	0.00	0.00	0.0000	320.00	320.00
301	2024-07-19	n/a	rescheduled 35.00	46	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	285.00	285.00
308	2024-07-26	n/a	rescheduled 35.00	47	35.00	confirmed 35.00	35.00	payment made	open	0.0000	0.0000	0.00	35.00	0.0000	250.00	250.00
314	2024-08-01	n/a	n/a	47	0.00	confirmed 250.00	250.00	extra payment	closed	0.0000	0.0000	0.00	250.00	0.0000	0.00	0.00
315	2024-08-02	n/a	rescheduled 35.00	48	0.00	confirmed 0.01	0.01	no longer required	refund due	0.0000	0.0000	0.00	0.01	0.0000	-0.01	-0.01
322	2024-08-09	n/a	rescheduled 35.00	49	0.00	n/a	0.00	no longer required	refund due	0.0000	0.0000	0.00	0.00	0.0000	-0.01	-0.01
329	2024-08-16	n/a	rescheduled 35.00	50	0.00	n/a	0.00	no longer required	refund due	0.0000	0.0000	0.00	0.00	0.0000	-0.01	-0.01
330	2024-08-17	n/a	rescheduled 150.00	51	0.00	n/a	0.00	no longer required	refund due	0.0000	0.0000	0.00	0.00	0.0000	-0.01	-0.01
336	2024-08-23	n/a	rescheduled 35.00	52	0.00	n/a	0.00	no longer required	refund due	0.0000	0.0000	0.00	0.00	0.0000	-0.01	-0.01
343	2024-08-30	n/a	rescheduled 35.00	53	0.00	n/a	0.00	no longer required	refund due	0.0000	0.0000	0.00	0.00	0.0000	-0.01	-0.01
350	2024-09-06	n/a	rescheduled 35.00	54	0.00	n/a	0.00	no longer required	refund due	0.0000	0.0000	0.00	0.00	0.0000	-0.01	-0.01
357	2024-09-13	n/a	rescheduled 40.00	55	0.00	n/a	0.00	no longer required	refund due	0.0000	0.0000	0.00	0.00	0.0000	-0.01	-0.01
★ 361	2024-09-17	n/a	rescheduled 180.00	56	0.00	n/a	180.00	overpayment	refund due	0.0000	0.0000	0.00	180.00	0.0000	-180.01	-180.01

Key: ★ = evaluation day; ✓ = settlement day

Final Stats

Generated settlement: n/a	Final balance status: refund due
Effective interest rate: 0.2228086103 % per day	Final cost-to-borrowing ratio: 80.43 %
Required scheduled payment count: 48	Last required scheduled payment day: 361
Final actual payment count: 120	Last actual payment day: 315

Description

Realistic test 6045bd0ffc0f with correction on final day

Generated: see details

Basic Parameters

Evaluation Date	2024-09-17
Start Date	2023-09-22
Principal	740.00
Schedule options	config: custom schedule day: 14 scheduled payment: original 330.04 day: 37 scheduled payment: original 330.04 cancelled day: 42 scheduled payment: rescheduled 200.00 day: 49 scheduled payment: rescheduled 200.00 day: 56 scheduled payment: r 200.00 50.00 day: 63 scheduled payment: rescheduled 200.00 day: 68 scheduled payment: original 330.04 cancelled day: 70 scheduled payment: rescheduled 200.00 day: 77 scheduled payment: rescheduled 200.00 day: 84 scheduled payment: rescheduled 200.00 day: 86 scheduled payment: rescheduled 50.00 day: 91 scheduled payment: rescheduled 80.00 day: 98 scheduled payment: original 330.04 cancelled day: 117 scheduled payment: rescheduled 50.00 day: 119 scheduled payment: rescheduled 35.00 day: 126 scheduled payment: rescheduled 35.00 day: 133 scheduled payment: rescheduled 35.00 day: 140 scheduled payment: rescheduled 35.00 day: 147 scheduled payment: rescheduled 35.00 day: 148 scheduled payment: rescheduled 50.00 day: 154 scheduled payment: rescheduled 35.00 day: 161 scheduled payment: rescheduled 35.00 day: 168 scheduled payment: rescheduled 35.00 day: 175 scheduled payment: rescheduled 35.00 day: 177 scheduled payment: rescheduled 150.00 day: 182 scheduled payment: rescheduled 35.00 day: 189 scheduled payment: rescheduled 35.00 day: 196 scheduled payment: rescheduled 35.00 day: 203 scheduled payment: rescheduled 35.00 day: 208 scheduled payment: rescheduled 150.00 day: 210 scheduled payment: rescheduled 35.00 day: 217 scheduled payment: rescheduled 35.00 day: 224 scheduled payment: rescheduled 35.00 day: 231 scheduled payment: rescheduled 35.00 day: 238 scheduled payment: r 150.00 35.00 day: 245 scheduled payment: rescheduled 35.00 day: 252 scheduled payment: rescheduled 35.00 day: 259 scheduled payment: rescheduled 35.00 day: 266 scheduled payment: rescheduled 35.00 day: 269 scheduled payment: rescheduled 150.00 day: 273 scheduled payment: rescheduled 35.00 day: 280 scheduled payment: rescheduled 35.00 day: 287 scheduled payment: rescheduled 35.00 day: 294 scheduled payment: rescheduled 35.00 day: 299 scheduled payment: rescheduled 150.00 day: 301 scheduled payment: rescheduled 35.00 day: 308 scheduled payment: rescheduled 35.00 day: 315 scheduled payment: rescheduled 35.00 day: 322 scheduled payment: rescheduled 35.00 day: 329 scheduled payment: rescheduled 35.00 day: 330 scheduled payment: rescheduled 150.00 day: 336 scheduled payment: rescheduled 35.00 day: 343 scheduled payment: rescheduled 35.00 day: 350 scheduled payment: rescheduled 35.00 day: 357 scheduled payment: rescheduled 40.00 day: 361 scheduled payment: rescheduled 180.00
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.8 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. cap: total 100 %; daily 0.8 %

Advanced Parameters

Payment options	scheduling: as scheduled timeout: 3 days minimum: defer or write off up to 0.50
Interest options	initial grace period: 0 day(s) rate on negative balance: zero promotional rates: n/a
Fee options	no fee
Charge options	no charges
Settlement day	n/a
Trim unrequired payments	false

Initial Schedule

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	740.00	0.0000	0.00	0.00
14	330.04	82.8800	0.00	330.04	0.00	409.96	82.8800	0.00	330.04
37	0.00	75.4326	0.00	0.00	0.00	409.96	158.3126	0.00	330.04
42	200.00	16.3984	0.00	200.00	0.00	209.96	174.7110	0.00	530.04
49	200.00	11.7578	0.00	200.00	0.00	9.96	186.4688	0.00	730.04
56	50.00	0.5578	0.00	50.00	0.00	-40.04	187.0266	0.00	780.04
63	200.00	-2.2422	0.00	200.00	0.00	-240.04	184.7843	0.00	980.04
68	0.00	-9.6016	0.00	0.00	0.00	-240.04	175.1827	0.00	980.04
70	200.00	-3.8406	0.00	200.00	0.00	-440.04	171.3421	0.00	1,180.04
77	200.00	-24.6422	0.00	200.00	0.00	-640.04	146.6998	0.00	1,380.04
84	200.00	-35.8422	0.00	200.00	0.00	-840.04	110.8576	0.00	1,580.04
86	50.00	-13.4406	0.00	50.00	0.00	-890.04	97.4170	0.00	1,630.04
91	80.00	-35.6016	0.00	80.00	0.00	-970.04	61.8154	0.00	1,710.04
98	0.00	-54.3222	0.00	0.00	0.00	-970.04	7.4931	0.00	1,710.04
117	50.00	-147.4461	0.00	50.00	0.00	-1,020.04	-139.9530	0.00	1,760.04
119	35.00	-16.3206	0.00	35.00	0.00	-1,055.04	-156.2736	0.00	1,795.04
126	35.00	-59.0822	0.00	35.00	0.00	-1,090.04	-215.3558	0.00	1,830.04
133	35.00	-61.0422	0.00	35.00	0.00	-1,125.04	-276.3981	0.00	1,865.04
140	35.00	-63.0022	0.00	35.00	0.00	-1,160.04	-339.4003	0.00	1,900.04
147	35.00	-64.9622	0.00	35.00	0.00	-1,195.04	-404.3626	0.00	1,935.04
148	50.00	-9.5603	0.00	50.00	0.00	-1,245.04	-413.9229	0.00	1,985.04
154	35.00	-59.7619	0.00	35.00	0.00	-1,280.04	-473.6848	0.00	2,020.04
161	35.00	-71.6822	0.00	35.00	0.00	-1,315.04	-545.3670	0.00	2,055.04
168	35.00	-73.6422	0.00	35.00	0.00	-1,350.04	-619.0093	0.00	2,090.04
175	35.00	-75.6022	0.00	35.00	0.00	-1,385.04	-694.6115	0.00	2,125.04
177	150.00	-22.1606	0.00	150.00	0.00	-1,535.04	-716.7722	0.00	2,275.04
182	35.00	-61.4016	0.00	35.00	0.00	-1,570.04	-778.1738	0.00	2,310.04
189	35.00	-87.9222	0.00	35.00	0.00	-1,605.04	-866.0960	0.00	2,345.04
196	35.00	-89.8822	0.00	35.00	0.00	-1,640.04	-955.9782	0.00	2,380.04
203	35.00	-91.8422	0.00	35.00	0.00	-1,675.04	-1,047.8205	0.00	2,415.04
208	150.00	-67.0016	0.00	150.00	0.00	-1,825.04	-1,114.8221	0.00	2,565.04
210	35.00	-29.2006	0.00	35.00	0.00	-1,860.04	-1,144.0227	0.00	2,600.04
217	35.00	-104.1622	0.00	35.00	0.00	-1,895.04	-1,248.1850	0.00	2,635.04
224	35.00	-106.1222	0.00	35.00	0.00	-1,930.04	-1,354.3072	0.00	2,670.04
231	35.00	-108.0822	0.00	35.00	0.00	-1,965.04	-1,462.3894	0.00	2,705.04
238	35.00	-110.0422	0.00	35.00	0.00	-2,000.04	-1,572.4317	0.00	2,740.04
245	35.00	-112.0022	0.00	35.00	0.00	-2,035.04	-1,684.4339	0.00	2,775.04
252	35.00	-113.9622	0.00	35.00	0.00	-2,070.04	-1,798.3962	0.00	2,810.04
259	35.00	-115.9222	0.00	35.00	0.00	-2,105.04	-1,914.3184	0.00	2,845.04
266	35.00	-117.8822	0.00	35.00	0.00	-2,140.04	-2,032.2006	0.00	2,880.04
269	150.00	-51.3610	0.00	150.00	0.00	-2,290.04	-2,083.5616	0.00	3,030.04
273	35.00	-73.2813	0.00	35.00	0.00	-2,325.04	-2,156.8429	0.00	3,065.04
280	35.00	-130.2022	0.00	35.00	0.00	-2,360.04	-2,287.0451	0.00	3,100.04
287	35.00	-132.1622	0.00	35.00	0.00	-2,395.04	-2,419.2074	0.00	3,135.04
294	35.00	-134.1222	0.00	35.00	0.00	-2,430.04	-2,553.3296	0.00	3,170.04
299	150.00	-97.2016	0.00	150.00	0.00	-2,580.04	-2,650.5312	0.00	3,320.04
301	35.00	-41.2806	0.00	35.00	0.00	-2,615.04	-2,691.8118	0.00	3,355.04
308	35.00	-146.4422	0.00	35.00	0.00	-2,650.04	-2,838.2541	0.00	3,390.04
315	35.00	-148.4022	0.00	35.00	0.00	-2,685.04	-2,986.6563	0.00	3,425.04
322	35.00	-150.3622	0.00	35.00	0.00	-2,720.04	-3,137.0186	0.00	3,460.04
329	35.00	-152.3222	0.00	35.00	0.00	-2,755.04	-3,289.3408	0.00	3,495.04
330	150.00	-22.0403	0.00	150.00	0.00	-2,905.04	-3,311.3811	0.00	3,645.04
336	35.00	-139.4419	0.00	35.00	0.00	-2,940.04	-3,450.8230	0.00	3,680.04
343	35.00	-164.6422	0.00	35.00	0.00	-2,975.04	-3,615.4653	0.00	3,715.04
350	35.00	-166.6022	0.00	35.00	0.00	-3,010.04	-3,782.0675	0.00	3,750.04
357	40.00	-168.5622	0.00	40.00	0.00	-3,050.04	-3,950.6298	0.00	3,790.04
361	180.00	-97.6013	0.00	180.00	0.00	-3,230.04	-4,048.2310	0.00	3,970.04

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 0.0000000000 %	Initial APR: 77389.3 %
Level payment: 35.00	Final payment: 180.00	Last scheduled payment day: 361
Total scheduled payments: 3,970.04	Total principal: 3,970.04	Total interest: 0.00