PaymentScheduleTest004
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 10 |
36.48 |
8.0000 |
8.00 |
28.48 |
0.00 |
71.52 |
8.0000 |
8.00 |
28.48 |
| 41 |
36.48 |
17.7370 |
17.74 |
18.74 |
0.00 |
52.78 |
25.7370 |
25.74 |
47.22 |
| 72 |
36.48 |
13.0894 |
13.09 |
23.39 |
0.00 |
29.39 |
38.8264 |
38.83 |
70.61 |
| 102 |
36.44 |
7.0536 |
7.05 |
29.39 |
0.00 |
0.00 |
45.8800 |
45.88 |
100.00 |
Description
Payment count must not be exceeded
Generated: see details
Basic Parameters
| Evaluation Date |
2024-06-24 |
| Start Date |
2024-06-24 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2024-07 on 04 |
|
| Payment options |
| rounding: round using ToEven |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.8 % per day |
method: actuarial |
| rounding: round using ToEven |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 45.88 % |
Initial APR: 1317.4 % |
| Level payment: 36.48 |
Final payment: 36.44 |
Last scheduled payment day: 102 |
| Total scheduled payments: 145.88 |
Total principal: 100.00 |
Total interest: 45.88 |
FSharp.Finance.Personal