PaymentScheduleTest_Monthly_0100_fp04_r5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 4 |
30.49 |
3.1920 |
3.19 |
27.30 |
0.00 |
72.70 |
3.1920 |
3.19 |
27.30 |
| 35 |
30.49 |
17.9845 |
17.98 |
12.51 |
0.00 |
60.19 |
21.1765 |
21.17 |
39.81 |
| 66 |
30.49 |
14.8898 |
14.89 |
15.60 |
0.00 |
44.59 |
36.0663 |
36.06 |
55.41 |
| 95 |
30.49 |
10.3190 |
10.32 |
20.17 |
0.00 |
24.42 |
46.3853 |
46.38 |
75.58 |
| 126 |
30.46 |
6.0410 |
6.04 |
24.42 |
0.00 |
0.00 |
52.4264 |
52.42 |
100.00 |
Description
£0100 with 04 days to first payment and 5 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2023-12 on 11 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 52.42 % |
Initial APR: 1280.8 % |
| Level payment: 30.49 |
Final payment: 30.46 |
Last scheduled payment day: 126 |
| Total scheduled payments: 152.42 |
Total principal: 100.00 |
Total interest: 52.42 |
FSharp.Finance.Personal