PaymentScheduleTest_Monthly_0100_fp08_r5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 8 |
31.43 |
6.3840 |
6.38 |
25.05 |
0.00 |
74.95 |
6.3840 |
6.38 |
25.05 |
| 39 |
31.43 |
18.5411 |
18.54 |
12.89 |
0.00 |
62.06 |
24.9251 |
24.92 |
37.94 |
| 70 |
31.43 |
15.3524 |
15.35 |
16.08 |
0.00 |
45.98 |
40.2775 |
40.27 |
54.02 |
| 99 |
31.43 |
10.6407 |
10.64 |
20.79 |
0.00 |
25.19 |
50.9182 |
50.91 |
74.81 |
| 130 |
31.42 |
6.2315 |
6.23 |
25.19 |
0.00 |
0.00 |
57.1497 |
57.14 |
100.00 |
Description
£0100 with 08 days to first payment and 5 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2023-12 on 15 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 57.14 % |
Initial APR: 1295.9 % |
| Level payment: 31.43 |
Final payment: 31.42 |
Last scheduled payment day: 130 |
| Total scheduled payments: 157.14 |
Total principal: 100.00 |
Total interest: 57.14 |
FSharp.Finance.Personal