PaymentScheduleTest_Monthly_0100_fp16_r4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 16 |
38.02 |
12.7680 |
12.77 |
25.25 |
0.00 |
74.75 |
12.7680 |
12.77 |
25.25 |
| 47 |
38.02 |
18.4917 |
18.49 |
19.53 |
0.00 |
55.22 |
31.2597 |
31.26 |
44.78 |
| 78 |
38.02 |
13.6603 |
13.66 |
24.36 |
0.00 |
30.86 |
44.9200 |
44.92 |
69.14 |
| 107 |
38.00 |
7.1416 |
7.14 |
30.86 |
0.00 |
0.00 |
52.0616 |
52.06 |
100.00 |
Description
£0100 with 16 days to first payment and 4 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2023-12 on 23 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 52.06 % |
Initial APR: 1309 % |
| Level payment: 38.02 |
Final payment: 38.00 |
Last scheduled payment day: 107 |
| Total scheduled payments: 152.06 |
Total principal: 100.00 |
Total interest: 52.06 |
FSharp.Finance.Personal