PaymentScheduleTest_Monthly_0100_fp24_r4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 24 |
40.06 |
19.1520 |
19.15 |
20.91 |
0.00 |
79.09 |
19.1520 |
19.15 |
20.91 |
| 55 |
40.06 |
19.5653 |
19.57 |
20.49 |
0.00 |
58.60 |
38.7173 |
38.72 |
41.40 |
| 84 |
40.06 |
13.5612 |
13.56 |
26.50 |
0.00 |
32.10 |
52.2785 |
52.28 |
67.90 |
| 115 |
40.04 |
7.9409 |
7.94 |
32.10 |
0.00 |
0.00 |
60.2194 |
60.22 |
100.00 |
Description
£0100 with 24 days to first payment and 4 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2023-12 on month-end |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 60.22 % |
Initial APR: 1287.7 % |
| Level payment: 40.06 |
Final payment: 40.04 |
Last scheduled payment day: 115 |
| Total scheduled payments: 160.22 |
Total principal: 100.00 |
Total interest: 60.22 |
FSharp.Finance.Personal