PaymentScheduleTest_Monthly_0100_fp28_r4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 28 |
41.13 |
22.3440 |
22.34 |
18.79 |
0.00 |
81.21 |
22.3440 |
22.34 |
18.79 |
| 59 |
41.13 |
20.0897 |
20.09 |
21.04 |
0.00 |
60.17 |
42.4337 |
42.43 |
39.83 |
| 88 |
41.13 |
13.9245 |
13.92 |
27.21 |
0.00 |
32.96 |
56.3583 |
56.35 |
67.04 |
| 119 |
41.11 |
8.1536 |
8.15 |
32.96 |
0.00 |
0.00 |
64.5119 |
64.50 |
100.00 |
Description
£0100 with 28 days to first payment and 4 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2024-01 on 04 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 64.5 % |
Initial APR: 1268.8 % |
| Level payment: 41.13 |
Final payment: 41.11 |
Last scheduled payment day: 119 |
| Total scheduled payments: 164.50 |
Total principal: 100.00 |
Total interest: 64.50 |
FSharp.Finance.Personal