PaymentScheduleTest_Monthly_0100_fp32_r4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 32 |
42.20 |
25.5360 |
25.54 |
16.66 |
0.00 |
83.34 |
25.5360 |
25.54 |
16.66 |
| 63 |
42.20 |
20.6166 |
20.62 |
21.58 |
0.00 |
61.76 |
46.1526 |
46.16 |
38.24 |
| 92 |
42.20 |
14.2925 |
14.29 |
27.91 |
0.00 |
33.85 |
60.4451 |
60.45 |
66.15 |
| 123 |
42.22 |
8.3738 |
8.37 |
33.85 |
0.00 |
0.00 |
68.8190 |
68.82 |
100.00 |
Description
£0100 with 32 days to first payment and 4 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2024-01 on 08 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: higher final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 68.82 % |
Initial APR: 1248.6 % |
| Level payment: 42.20 |
Final payment: 42.22 |
Last scheduled payment day: 123 |
| Total scheduled payments: 168.82 |
Total principal: 100.00 |
Total interest: 68.82 |
FSharp.Finance.Personal