PaymentScheduleTest_Monthly_0300_fp12_r4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
300.00 |
0.0000 |
0.00 |
0.00 |
| 12 |
110.82 |
28.7280 |
28.73 |
82.09 |
0.00 |
217.91 |
28.7280 |
28.73 |
82.09 |
| 43 |
110.82 |
53.9066 |
53.91 |
56.91 |
0.00 |
161.00 |
82.6346 |
82.64 |
139.00 |
| 74 |
110.82 |
39.8282 |
39.83 |
70.99 |
0.00 |
90.01 |
122.4628 |
122.47 |
209.99 |
| 103 |
110.84 |
20.8301 |
20.83 |
90.01 |
0.00 |
0.00 |
143.2929 |
143.30 |
300.00 |
Description
£0300 with 12 days to first payment and 4 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
300.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2023-12 on 19 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: similar final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 47.77 % |
Initial APR: 1312.1 % |
| Level payment: 110.82 |
Final payment: 110.84 |
Last scheduled payment day: 103 |
| Total scheduled payments: 443.30 |
Total principal: 300.00 |
Total interest: 143.30 |
FSharp.Finance.Personal