PaymentScheduleTest_Monthly_0300_fp20_r4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
300.00 |
0.0000 |
0.00 |
0.00 |
| 20 |
117.28 |
47.8800 |
47.88 |
69.40 |
0.00 |
230.60 |
47.8800 |
47.88 |
69.40 |
| 51 |
117.28 |
57.0458 |
57.05 |
60.23 |
0.00 |
170.37 |
104.9258 |
104.93 |
129.63 |
| 82 |
117.28 |
42.1461 |
42.15 |
75.13 |
0.00 |
95.24 |
147.0720 |
147.08 |
204.76 |
| 111 |
117.28 |
22.0404 |
22.04 |
95.24 |
0.00 |
0.00 |
169.1124 |
169.12 |
300.00 |
Description
£0300 with 20 days to first payment and 4 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
300.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2023-12 on 27 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 56.37 % |
Initial APR: 1299.6 % |
| Level payment: 117.28 |
Final payment: 117.28 |
Last scheduled payment day: 111 |
| Total scheduled payments: 469.12 |
Total principal: 300.00 |
Total interest: 169.12 |
FSharp.Finance.Personal