PaymentScheduleTest_Monthly_0300_fp28_r4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
300.00 |
0.0000 |
0.00 |
0.00 |
| 28 |
123.39 |
67.0320 |
67.03 |
56.36 |
0.00 |
243.64 |
67.0320 |
67.03 |
56.36 |
| 59 |
123.39 |
60.2717 |
60.27 |
63.12 |
0.00 |
180.52 |
127.3037 |
127.30 |
119.48 |
| 88 |
123.39 |
41.7759 |
41.78 |
81.61 |
0.00 |
98.91 |
169.0796 |
169.08 |
201.09 |
| 119 |
123.38 |
24.4684 |
24.47 |
98.91 |
0.00 |
0.00 |
193.5480 |
193.55 |
300.00 |
Description
£0300 with 28 days to first payment and 4 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
300.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2024-01 on 04 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 64.52 % |
Initial APR: 1269.3 % |
| Level payment: 123.39 |
Final payment: 123.38 |
Last scheduled payment day: 119 |
| Total scheduled payments: 493.55 |
Total principal: 300.00 |
Total interest: 193.55 |
FSharp.Finance.Personal