PaymentScheduleTest_Monthly_0300_fp32_r4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
300.00 |
0.0000 |
0.00 |
0.00 |
| 32 |
126.61 |
76.6080 |
76.61 |
50.00 |
0.00 |
250.00 |
76.6080 |
76.61 |
50.00 |
| 63 |
126.61 |
61.8450 |
61.85 |
64.76 |
0.00 |
185.24 |
138.4530 |
138.46 |
114.76 |
| 92 |
126.61 |
42.8682 |
42.87 |
83.74 |
0.00 |
101.50 |
181.3212 |
181.33 |
198.50 |
| 123 |
126.61 |
25.1091 |
25.11 |
101.50 |
0.00 |
0.00 |
206.4303 |
206.44 |
300.00 |
Description
£0300 with 32 days to first payment and 4 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
300.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2024-01 on 08 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 68.81 % |
Initial APR: 1248.6 % |
| Level payment: 126.61 |
Final payment: 126.61 |
Last scheduled payment day: 123 |
| Total scheduled payments: 506.44 |
Total principal: 300.00 |
Total interest: 206.44 |
FSharp.Finance.Personal