PaymentScheduleTest_Monthly_0900_fp08_r6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
900.00 |
0.0000 |
0.00 |
0.00 |
| 8 |
257.22 |
57.4560 |
57.46 |
199.76 |
0.00 |
700.24 |
57.4560 |
57.46 |
199.76 |
| 39 |
257.22 |
173.2254 |
173.23 |
83.99 |
0.00 |
616.25 |
230.6814 |
230.69 |
283.75 |
| 70 |
257.22 |
152.4479 |
152.45 |
104.77 |
0.00 |
511.48 |
383.1293 |
383.14 |
388.52 |
| 99 |
257.22 |
118.3667 |
118.37 |
138.85 |
0.00 |
372.63 |
501.4960 |
501.51 |
527.37 |
| 130 |
257.22 |
92.1812 |
92.18 |
165.04 |
0.00 |
207.59 |
593.6772 |
593.69 |
692.41 |
| 160 |
257.29 |
49.6970 |
49.70 |
207.59 |
0.00 |
0.00 |
643.3743 |
643.39 |
900.00 |
Description
£0900 with 08 days to first payment and 6 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
900.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2023-12 on 15 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: higher final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 71.49 % |
Initial APR: 1291.1 % |
| Level payment: 257.22 |
Final payment: 257.29 |
Last scheduled payment day: 160 |
| Total scheduled payments: 1,543.39 |
Total principal: 900.00 |
Total interest: 643.39 |
FSharp.Finance.Personal