PaymentScheduleTest_Monthly_0900_fp12_r6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
900.00 |
0.0000 |
0.00 |
0.00 |
| 12 |
264.94 |
86.1840 |
86.18 |
178.76 |
0.00 |
721.24 |
86.1840 |
86.18 |
178.76 |
| 43 |
264.94 |
178.4204 |
178.42 |
86.52 |
0.00 |
634.72 |
264.6044 |
264.60 |
265.28 |
| 74 |
264.94 |
157.0170 |
157.02 |
107.92 |
0.00 |
526.80 |
421.6214 |
421.62 |
373.20 |
| 103 |
264.94 |
121.9121 |
121.91 |
143.03 |
0.00 |
383.77 |
543.5334 |
543.53 |
516.23 |
| 134 |
264.94 |
94.9370 |
94.94 |
170.00 |
0.00 |
213.77 |
638.4705 |
638.47 |
686.23 |
| 164 |
264.95 |
51.1765 |
51.18 |
213.77 |
0.00 |
0.00 |
689.6470 |
689.65 |
900.00 |
Description
£0900 with 12 days to first payment and 6 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
900.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2023-12 on 19 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: similar final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 76.63 % |
Initial APR: 1296.2 % |
| Level payment: 264.94 |
Final payment: 264.95 |
Last scheduled payment day: 164 |
| Total scheduled payments: 1,589.65 |
Total principal: 900.00 |
Total interest: 689.65 |
FSharp.Finance.Personal