PaymentScheduleTest_Monthly_0900_fp16_r6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
900.00 |
0.0000 |
0.00 |
0.00 |
| 16 |
272.66 |
114.9120 |
114.91 |
157.75 |
0.00 |
742.25 |
114.9120 |
114.91 |
157.75 |
| 47 |
272.66 |
183.6178 |
183.62 |
89.04 |
0.00 |
653.21 |
298.5298 |
298.53 |
246.79 |
| 78 |
272.66 |
161.5911 |
161.59 |
111.07 |
0.00 |
542.14 |
460.1209 |
460.12 |
357.86 |
| 107 |
272.66 |
125.4620 |
125.46 |
147.20 |
0.00 |
394.94 |
585.5829 |
585.58 |
505.06 |
| 138 |
272.66 |
97.7003 |
97.70 |
174.96 |
0.00 |
219.98 |
683.2832 |
683.28 |
680.02 |
| 168 |
272.64 |
52.6632 |
52.66 |
219.98 |
0.00 |
0.00 |
735.9464 |
735.94 |
900.00 |
Description
£0900 with 16 days to first payment and 6 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
900.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2023-12 on 23 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 81.77 % |
Initial APR: 1294.9 % |
| Level payment: 272.66 |
Final payment: 272.64 |
Last scheduled payment day: 168 |
| Total scheduled payments: 1,635.94 |
Total principal: 900.00 |
Total interest: 735.94 |
FSharp.Finance.Personal