PaymentScheduleTest_Monthly_0900_fp20_r5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
900.00 |
0.0000 |
0.00 |
0.00 |
| 20 |
308.34 |
143.6400 |
143.64 |
164.70 |
0.00 |
735.30 |
143.6400 |
143.64 |
164.70 |
| 51 |
308.34 |
181.8985 |
181.90 |
126.44 |
0.00 |
608.86 |
325.5385 |
325.54 |
291.14 |
| 82 |
308.34 |
150.6198 |
150.62 |
157.72 |
0.00 |
451.14 |
476.1583 |
476.16 |
448.86 |
| 111 |
308.34 |
104.4028 |
104.40 |
203.94 |
0.00 |
247.20 |
580.5611 |
580.56 |
652.80 |
| 142 |
308.35 |
61.1523 |
61.15 |
247.20 |
0.00 |
0.00 |
641.7135 |
641.71 |
900.00 |
Description
£0900 with 20 days to first payment and 5 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
900.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2023-12 on 27 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: similar final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 71.3 % |
Initial APR: 1292.9 % |
| Level payment: 308.34 |
Final payment: 308.35 |
Last scheduled payment day: 142 |
| Total scheduled payments: 1,541.71 |
Total principal: 900.00 |
Total interest: 641.71 |
FSharp.Finance.Personal